Mortgage & Finance programs

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•  Conventional loans are the most common and widely available mortgage option. For borrowers with good credit, balanced income, debt and some down payment, they are often the least complicated way to get the most flexible mortgage options.
   
• Fixed Rate for the life of the loan
• 10, 15, 20 and 30 year terms
• Conforming conventional loans amounts up to $548,250
• Jumbo loans available 
• Can Finance Primary, Second Homes, and Investment Properties 916 mortgage and realty Sacramento

Government-insured mortgage loans have special features that can make them a good fit for certain homebuyers. Here's a quick summary of each option and who might consider it:

• FHA loans: These loans allow you to get into a home with a credit score as low as 500 if you have a 10% down payment, or 580 if you have a 3.5% down payment. This may be a good option if your credit score isn't high enough to qualify for a conventional loan.
• VA loans: Backed by the U.S. Department of Veterans Affairs, VA loans are designed for select members of the military community, their spouses and other beneficiaries. 916 mortgage and realty Sacramento

 If you are operating in the catering industry, service industry in the United States or a group of people with high cash income but insufficient taxation, our non-check income loan programs may work for you. This loan program does not require checking payroll and tax returns to verify income. 916 mortgage and realty Sacramento